Bergen County

The Bergen County Small Business Grant Program provides for up to 3 months of rent/business property mortgage and utility expenses for each qualified applicant. The grant amount provided will be based upon an applicant’s expenses, as well as demand for the program, in an amount up to $10,000. Businesses are only eligible to receive funds one time during the grant program, regardless of phase.

Applications are currently open for:

  • Restaurants and food service establishments
  • Essential retail
  • All other small businesses.

To be eligible, businesses must:

  • Have a physical location in Bergen County, New Jersey
  • Have less than 20 full-time employees
  • Have been open and operating on March 1, 2020
  • Be current on rent/business property mortgage and utility payments through March 1, 2020

Priority will be given to businesses who have not yet received any federal grant assistance, New Jersey Economic Development Authority grants or US Small Business Administration grant or other grant assistance.

Applications are due October 5th at 5pm. Businesses will be required to submit bank statements, business registration certificate or certificate of incorporation, most recent state and federal tax returns, utility bills, and their IRS W-9 form.

Monmouth County

The Monmouth County CARES Economic Assistance Grant Program provides financial support up to $10,000 for those qualifying businesses, business owners, and nonprofits that do not exceed $5 million in annual gross revenue and have experienced costly interruptions as a result of the Coronavirus pandemic. A total of $10 million of allocated CARES funding is available. The grant application is available in English and Spanish.

Small business applicants must meet the following eligibility criteria:

  • Physically located in Monmouth County since January 1, 2019 or earlier
  • Negatively impacted by the COVID-19 pandemic
  • $5 million or less in gross revenue
  • 50 or fewer full time equivalent (FTE) employees including the owner as of March 1, 2020

Some categories of businesses, including banking, educational, governmental and medical service providers, are not eligible for the grant program.

Nonprofit applicants must meet the following eligibility criteria:

  • Physically located in Monmouth County since January 1, 2019 or earlier
  • Provides a public service to beneficiaries residing in Monmouth County
  • Negatively impacted by the COVID-19 pandemic
  • Registered with the IRS as a 501(c)3, 501(c)4, 501(c)6 limited to local and regional chambers of commerce, or 501(c)19
  • May be a local affiliate of a larger state or national service organization

Camden County

The Camden County CARES Small Business Grant will provide grants up to $10,000 for local businesses impacted by COVID-19. More information is available at the Camden County website.

Eligibility criteria for small business applicants include:

  • Business revenue has been negatively impacted by the COVID-19 pandemic
  • The business has been located in Camden County since January 1, 2019 or earlier
  • The business employed 25 or fewer employees or full time equivalent as of March 1, 2020
  • The business earned $5 million or less in total revenue during 2019

The business must not operate in any of the following categories:

  • Banks or other financial institutions
  • E-Commerce
  • Businesses where the primary products or services are oriented to specific ages (vaping, liquor stores, etc.)
  • Franchises, except for those franchises which are completely locally-owned and operated

Applicants who have questions or need help completing the application can call (833) 487-0462, Monday-Friday from 9 a.m.–5 p.m.

City of Perth Amboy

Grants up to $3,500 available for local businesses impacted by COVID-19 on a first-come, first-serve basis. The Perth Amboy COVID-19 Small Business Grant Application is currently open. More information available on the Perth Amboy website.

Middlesex County

The COVID-19 Small Business Relief Grant Program will provide reimbursement for COVID-19 related loss of revenue, expenses incurred, and/or continuation of services to small businesses located in Middlesex County.

Funding is capped at $30,000 per applicant and a total of $30 million is available. Grants are available on a first-come, first-served basis.

Applicants must meet all of the following criteria:

  • Independently or family-owned businesses with no more than 50 employees
  • Documented business interruption as a result of the COVID-19 pandemic and related emergency declaration, resulting in financial loss.
  • Businesses must have been open and operating on March 1, 2020
  • Businesses deemed “non-essential” within the classification of “Businesses Required to Close” as per the Governor’s Executive Order No. 104, dated March 16, 2020
  • Must be a Sole Proprietorship, LLC/LLP, S-Corporation, Corporation, Nonprofit or Partnership
  • Active businesses physically located in Middlesex County, with a net annual business income of less than $1,000,000 based on their last federal tax return

Nonprofits are only only eligible for reimbursement of increased incurred expenses, not loss of revenue.

Applicants are not eligible for any expenses or loss of revenues previously reimbursed by State or Federal CARES Act funding, CDBG Grants, PPP Grants or Loans, private insurance, or any other COVID-19 relief program.

Updated: September 24, 2020

Source: NJEDA

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